Kathleen Lynn of the Washingtonpost.com says,
"Of all the confusing and expensive things about buying a house or refinancing a mortgage -- and there are plenty -- title insurance just might take the prize. Title insurance prices -- and profits -- have unfairly soared because they're based on house prices, which skyrocketed from 2000 to 2005."
Read "Title Insurance Premiums Rose With Housing Boom" to understand the relevance, pricing and neccessity of title insurance.