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Eighty-three percent of people view their home as a good financial investment, a 2014 survey by the National Association of Realtors (NAR) found. Not only is their home the biggest single asset most people own, but it’s also filled with memories — the average seller has lived in his house for a decade, according to the NAR. So it’s no wonder that when it comes time to sell property, people can get a little emotional.
Yet if people actually want to get a return on their investment in their home, they need to be smart about how they approach selling it. Letting emotions, not logic, drive decisions means you’re more likely to make mistakes that can make it difficult to find a buyer or force you into accepting a lower offer than you would like.
Date:March 4, 2014 | Category:Tips & Advice | Author:Jennifer Chan |Image by Nick Moise via Flickr
Finding an affordable and comfortable apartment can be an incredibly time-consuming process. Add a large dog to the mix, and it’s next to impossible.
That’s what Jan Even, owner of a 90-pound Rottweiler mix, experienced during her Bay Area apartment search. She was planning to rent in San Francisco or the East Bay and began her search by looking at pet-friendly apartments.
“I couldn’t find a single place that would accept my dog. She’s perfectly well-behaved, but a lot of the places that bill themselves as pet-friendly have restrictions about types of dogs they will accept,” she said. “Eventually we concluded we weren’t going to be able to find a rental because of our dog. Now we’re looking at real estate to buy.”
It’s not uncommon for apartment communities — even those that are dog-friendly — to have weight and breed restrictions. So, what’s the owner of a large dog to do?
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By Steve Rothwell, AP Markets Writer | Associated Press – 1 hour 59 minutes ago
NEW YORK (AP) -- Stocks were mixed in early trading on Wall Street after investors pushed indexes to record levels Friday.
Investors will be watching the Federal Reserve this week for clues about what its plans to do next with its economic stimulus program. On Wednesday Federal Reserve Chairman Ben Bernanke will appear before Congress and the central bank will release minutes of its most recent policy meeting. The Fed is buying $85 billion of bonds every month to keep long-term interest rates low. That has encouraged investors to put money into stocks instead of bonds.
On Monday, The Dow Jones industrial average fell 10 points, or 0.1 percent, to 15,344 as of 10:30 a.m. Eastern Daylight Time. The Standard & Poor's 500 index was little changed at 1,668.
In commodities trading, the price of crude oil fell 8 cents, or 0.1 percent, to $95.95 a barrel.
The price of gold continued to fall. The precious metal extended its streak of declines to eight days. The attraction of gold as an alternative investment has faded this year as the dollar has appreciated.
The U.S. currency is strengthening because investors believe the U.S. economy is in better shape than the Japanese or European economies.
The dollar's rally paused in early trading on Monday, though, and the U.S. currency fell against the euro and the yen. The dollar index also dropped, after climbing to its highest level in close to three years Friday.
In government bond trading, the yield on the 10-year Treasury note fell to 1.92 percent from 1.93 percent.
Among stocks making big moves Monday:
— Actavis rose $3.81, or 3 percent, to $129.20 after pharmaceutical company said it's buying Warner Chilcott. The all-stock deal, valued at $8.5 billion, would create the third-biggest specialty pharmaceutical company in the U.S.
Much has been made of the fact that senior Treasury Department officials were told about the investigation into the treatment of tea party groups in June 2012 - months before last year's the Presidential election. Republicans who requested the investigation were also told about it at approximately the same time.
In a letter dated July 11, 2012, the man who conducted the investigation - IRS inspector general J. Russell George - wrote to Rep. Darrell Issa, the chairman of the House Committee on Oversight and Government Reform, telling him that he was investigating the issue and offering to keep him updated as the investigation progressed.
"The Oversight Committee knew about the audit because it requested it," an Issa aide told ABC News. Issa released the letter, along with his own letter dated June 28, 2012 requesting the investigation, last week.
"We would be happy to provide a status update to the Subcommittee staff and provide a copy of our interim and final reports on the matter when they are issued," George wrote in the letter to Issa. An identical letter was also sent the Rep. Jim Jordan, who, like Issa had raised the issue with the IRS.
The letter notes that it was Issa who had written him about "questionnaires that the IRS has issued which may exceed appropriate scrutiny and a potential lack of balance in the use of criteria for reviewing organizations that are applying for tax-exempt status." George offers no confusions but says, "our Office of Audit recently began work on this issue."
According the Issa aide, the committee received an email update from George in December saying, "We are leaving no stone unturned as part of our due diligence. As such, we won't be able to provide a detailed, substantive briefing until late April/early May."
On Friday, in his testimony before the House Ways & Means Committee, George said he had notified top Treasury officials - including Deputy Secretary Neal Wolin - about his investigation in June 2012, part of a routine briefing on the issues he was looking into.
Republicans pounced on that revelation as evidence top Administration officials knew about the targeting of conservative groups well before the 2012 election. It is now clear that at least some key Republicans knew about the investigation as well.
While George informed Treasury officials about the fact he was conducting the investigation in 2012, the Treasury Department says he did not go into detail about his investigation or tell them about his conclusion that IRS had improperly targeted conservative groups. Similarly, the letter to Issa says the investigation had begun but does not say that it had uncovered any wrongdoing.